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Rent To Own

Is RENT TO OWN for Me?

Canadians experiencing any of the following circumstances would benefit from our rent to own homeownership program:

Poor Credit or Credit Challenges

Your credit is affected by many different elements. Our rent to own program will allow you to live in the home of your choosing while improving your credit rating through consistent monthly payments. Improving your credit rating will allow you to secure financing for your property.

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Limited Down Payment/Low Income

Securing traditional financing requires a healthy down payment with steady and sustainable household income. Our rent to own program will slowly help build your down payment through the monthly down payment credit and strengthen your future mortgage application.

Self-Employed

Being self-employed unfortunately poses challenges to qualifying for your own mortgage. When applying for a mortgage through a bank you may be required to show more income and employment stability than the average person. Our rent to own program will give you the time required to strengthen your business and increase your income.

 

 

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Life Events

If you have experienced a life event that has posed challenges to owning a home, this program will help get you back on your feet. Our rent to own program will give you the time required to improve your credit rating and build your down payment all while living in your home.

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New to Canada

Families and individuals who are new to Canada will require time to establish a steady income and to build their credit. Our rent to own program will provide you with time required to strengthen your future mortgage application, while allowing you to live in your future home today.

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Mortgage Rescue 

Do you have Multiple Charge Mortgages or private lending? You may already own a home but you were only able to secure private financing with a high interest rate. To be able to secure traditional financing, you will require time to improve your mortgage application. Our investors will purchase your home, pay off the private lenders and you will then rent to own your property.

Why Rent To OWN?

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Owning a property in today’s market can be extremely challenging. Our MiiCassa rent to own homeownership program is designed to ease those challenges. 

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Benefits to owning your rental with our MiiCassa rent to own homeownership program:

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  • An end to renting with a clear and customized plan towards homeownership.

  • No service fees or hidden fees! You will only be required to pay for your home inspection fee. 

  • Choose and love the home you live in.

  • Gain access to investors who will secure financing on your behalf.

  • Utilize the time required to improve your credit score and build your down payment.

  • Save for your down payment through the monthly down payment credit contributions.

  • Become a Homeowner!
     

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