Rent to own is an assisted purchase program in which our investors purchase a home of your choosing, on your behalf, at a locked in purchase price. Throughout our rent to own program plan, you have the opportunity to improve your credit score and build your down payment. At the end of the term, you will be in a better position to qualify for a mortgage and purchase the property back from the investor.

Canadians with at least $15,000 for a down payment with a steady income who are committed to getting on the path to homeownership. We provide the time, you provide the commitment.

Yes, you can still qualify for our rent to own program even if you are already a homeowner and are having difficulties purchasing another property.

The monthly down payment credit  is a form of savings that helps build your future down payment. Every month, a portion of your rent payment, will go towards your future down payment. This is know as the "monthly down payment credit". 

The term of the rent to own program will depend on your current situation and the time required to either build your down payment or improve your credit rating. Program terms are customizable for each individual situation and typically range from one year to four years.

There is no cost or hidden fees to join our rent to own program. Prior to purchasing the property, you will only be required to pay the home inspection fee.

As the future homeowner, you are able to renovate the home and make changes as you wish. Structural improvements or changes requiring a lien on the property will require approval from the investor. Details will be outlined in your rent to own contract.

As rent to own deals can be fairly complex, it is encouraged to use one of our professional Real Estate Agents who are specialized in rent to own deals. If you have a preferred real estate agent who is experienced in rent to own deals, you are welcome to use your own agent. 

You will be required to provide:
a.    Current employment letter with two current pay stub's
b.    Past two years of T4's
c.    Government ID
d.    A full credit report from Equifax
e.    Proof of down payment

Yes, you will be able to exit the rent to own agreement early and purchase the home from the investor before the end of your rent to own term. Details will be outlined in your contract.

Once you have been approved for the rent to own program, we will provide a clear plan highlighting your obligations to ensure you are qualified for a mortgage by the end of your rent to own term. This will include fulfilling your contractual responsibilities such as paying your monthly rent and down payment credit on time each month. Our rent to own program provides you the time required to build sufficient down payment and improve your credit rating.

If you are not initially approved for our rent to own program, we will provide you with an action plan to getting approved.